$65,000 SELLER CREDIT toward a rate buydown, with any remainder applied to closing costs! Enjoy sweeping Folsom Lake and city views from this custom Mediterranean estate in Ridgeview Estates, with no Mello-Roos and no HOA. Set on nearly half an acre, the 5,444 sq ft home offers 6 bedrooms, 5 full and 2 half baths, and an open floor plan made for everyday living and entertaining. The kitchen features granite counters, double ovens, a built-in refrigerator, a walk-in pantry, and an eat-in area, flowing into the family room, formal living and dining rooms, and a bar. The primary suite includes a walk-in closet and spa-like bath, and two additional bedrooms have their own ensuites and walk-in closets. Custom touches include travertine floors, trey ceilings, crown molding, two fireplaces, a wine cellar, a workout room, and a craft room. A private in-law suite with a separate entrance, kitchenette, full bath, and patio access is ideal for guests, extended family, or a home office. Outside, the resort-style backyard offers a Gunite pool and spa with rock features, a fire pit, and unforgettable sunsets over Folsom Lake