A deal of a lifetime! Here is your opportunity to assume a VA loan at an amazing rate of 2.9%, and you do NOT have to be a veteran to assume the loan! This will save you hundreds of thousands of dollars over the life of the loan, and immediately lower your monthly payment by hundreds of dollars! This beautifully appointed home offers a spacious and versatile floor plan featuring vaulted ceilings & lots of windows that allow natural light to flow through and brighten every room. The formal living and dining rooms are ideal for entertaining while the family room, with its inviting gas plumbed fireplace, updated kitchen, and cozy breakfast nook are perfect for everyday living. A downstairs bed/full bath easily accommodates multi-gen living or overnight guests. Your family chef will appreciate the newer stainless steel appliances, granite counters, abundant cabinetry and generous workspace in this dream kitchen. Spoil yourself with this spacious primary suite that includes a walk-in closet, dual sinks and a secret hideaway room that can be made into a private retreat. The designer backyard boasts two levels of entertaining spaces, a covered patio, heated pool/spa combo, outdoor shower, and a high quality modular bar with built-in refrigerator, propane gas powered firepit, roll-down shades, outdoor lighting, and a TV enclosure. Shed and garage racks & cabinets included. Recent major improvements include new roof, new HVAC, new water heater, new pool heater, new ducts, partial interior paint, new flooring on bottom level, backyard lighting, and several windows replaced by Milgard! Conveniently located near neighborhood parks, open space, and shopping/dining/entertainment in Citrus Heights/Roseville area.